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THE RIGHT TOOL FOR THE JOB HOME EQUITY LINE OF CREDIT NO CLOSING COSTS & NO ANNUAL FEES!*** 930-7700 hicommfcu.com 20 North Hawaii News | Tuesday, September 1, 2015 Options for higher loan-to-value financing also available! *Annual Percentage Rate. HELOC introductory rates valid for applications received between August 1, 2015 and September 30, 2015 and may change at any time without notice. An initial draw of at least $25,000 is required. Otherwise the applicable Current Variable Index Rate will apply. After the introductory period expires, your rate will vary !"##%&! not allowed. If you elect the 1-year, 3-year, 5-year or 7-year introductory rate, it will remain in effect until expiration of the introductory rate period.**The Current Variable Index ‘( )#+/&4/6 #+89:;<=899: > ?;@9?8 ?899:)BDDDF G?9;999JK #; [email protected];999 The maximum credit line is $300,000. The credit union waives ordinary closing costs for certain third party fees (e.g. real estate evaluation, recordation, documentation, title ;;=; N;[email protected] #K K#K # W K X9: //K B / B K#F ;<# without notice. Other terms and conditions apply. Speak to a credit union representative for more information. Federally insured by NCUA. 1-Year Intro Rate 1.00% APR* 3-Year Intro Rate 3.00% APR* 5-Year Intro Rate 4.00% APR* 7-Year Intro Rate 4.50% APR* Current Variable Index Rate 5.00% APR** Up to 80% LTV with maximum credit lines of $300,000!*** Certain terms and restrictions apply. Contact us for more details.


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